Construction Loans: Financing Your Dream Home or Project

Construction Loans provide short-term financing to cover the costs of building a new home, major renovation, or custom construction project. These loans are designed to fund the project in stages, ensuring funds are available as needed for each phase of construction.
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Stage-Based Funding

Construction Loans provide funds in stages, often aligned with project milestones, allowing you to pay for labor and materials as work progresses rather than all upfront. Adam Gjerulff  at GoRascal helps clients plan disbursements according to construction schedules, ensuring funds are available when needed while preventing unnecessary interest accumulation. This structured approach keeps your project on track and on budget.
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Competitive Interest Rates

Construction Loans offer competitive interest rates compared to other short-term financing options, helping you manage costs while completing your project efficiently. Our team works with lenders to secure the best possible rates for your specific construction project, taking into account property type, loan amount, and repayment terms. We also explain how interest accrues during construction and repayment, helping you plan your finances strategically.
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Benefits of Construction Loans

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Stage-based funding for efficient cash flow management

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Competitive interest rates to control financing costs

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Flexible repayment options during and after construction

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Expert guidance to manage financing and ensure project success
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Flexible Loan Terms

These loans provide options for both interest-only payments during construction and structured repayment plans after project completion, offering flexibility to match your financial situation. Adam Gjerulff  at GoRascal guides you in selecting the best loan term and repayment schedule, balancing short-term affordability with long-term financial stability. This ensures your project is completed without creating undue financial strain.
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Why Choose GoRascal

At GoRascal, led by Adam Gjerulff, we are committed to helping clients in Virginia, Maryland, and Florida achieve their homeownership and investment goals with confidence. Our team provides personalized mortgage solutions, expert guidance, and a transparent loan process tailored to each client’s unique financial situation. Whether you are a first-time homebuyer, seasoned investor, or looking to leverage your home equity, GoRascal ensures you have the right loan program, competitive rates, and ongoing support from application to closing.

We are known for

Personalized Solutions: Tailored loan programs that fit your specific needs and goals

Expert Guidance: Experienced team providing clear, actionable advice at every step

Fast and Efficient Process: Streamlined approvals and funding to save time and reduce stress

Trusted Partner: Commitment to transparency, integrity, and long-term client relationships

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

GoRascal, led by Adam Gjerulff, provides a wide range of loan programs including Conventional Loans, VA Loans, FHA Loans, Non-QM Loans, Bridge Loans, Buy Before You Sell Programs, Jumbo Loans, Investment Property Loans, HELOCs, Fix & Flip Loans, Construction Loans, DSCR Loans, and Reverse Mortgages. We serve clients in Virginia, Maryland, and Florida, providing personalized guidance to help you find the right financing solution for your needs.

Choosing the right loan depends on your financial situation, goals, and the type of property you are financing. Our team at GoRascal evaluates your income, credit, property type, and long-term objectives to recommend the most suitable loan program. We guide you through every step to ensure you make an informed decision.

Yes. We offer pre-approval for most of our loan programs, which helps you understand your budget, strengthens your offer when buying a home, and speeds up the financing process. Pre-approval involves a review of your financial documents and credit profile to determine the amount you can borrow.

GoRascal is licensed and serves clients in Virginia (VA), Maryland (MD), and Florida (FL). Our team provides personalized loan solutions across these states, whether you are purchasing a home, refinancing, or investing in property.

The timeline varies depending on the loan program and property type. Conventional and FHA loans may take a few weeks, while specialized loans like Fix & Flip, Construction, or DSCR Loans can take longer due to documentation and underwriting requirements. At GoRascal, we streamline the process, keep you informed at every step, and work efficiently to close your loan as quickly as possible.

Expert Guidance Throughout Construction

From planning to completion, managing a construction project requires careful financial coordination. Our team provides hands-on support to ensure your loan, disbursements, and repayment schedule are all aligned with project timelines and goals. We help you navigate lender requirements, inspections, and documentation, providing peace of mind and confidence that your construction project will proceed smoothly and efficiently.