VA Loans: Affordable Homeownership for Veterans

VA Loans are exclusive mortgage programs for eligible veterans, active-duty service members, and certain military spouses. These government-backed loans provide significant benefits, including no down payment, competitive interest rates, and limited closing costs, making homeownership more accessible.
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No Down Payment Required

VA Loans allow eligible borrowers to purchase a home without a down payment, preserving cash for other financial priorities. This feature makes homeownership achievable for many veterans and service members who might otherwise struggle to save for a large upfront cost. Adam Gjerulff  at GoRascal guides you through structuring your VA loan to maximize the benefits of no down payment, ensuring your monthly payments remain affordable and aligned with your long-term financial goals.
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Competitive Interest Rates

VA Loans typically offer highly competitive interest rates, often lower than conventional mortgage options. This can result in significant long-term savings and reduced monthly payments, helping veterans manage their finances more effectively. Our team works with multiple lenders to secure the best rate available for your financial profile, ensuring that your VA loan provides both immediate and long-term value.
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Benefits of VA Loans

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No down payment required, preserving cash reserves

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Competitive interest rates to lower monthly payments and overall costs

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Limited closing costs and no private mortgage insurance

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Flexible terms designed to support long-term financial stability
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Limited Closing Costs and Protections

VA Loans cap certain closing costs and eliminate the need for PMI, reducing out-of-pocket expenses at closing. This protects veterans from unnecessary fees while providing more predictable mortgage costs. Adam Gjerulff  at GoRascal ensures all costs are clearly outlined and that you understand your obligations, so there are no surprises and your loan remains a strategic tool for financial stability.
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Why Choose GoRascal

At GoRascal, led by Adam Gjerulff, we are committed to helping clients in Virginia, Maryland, and Florida achieve their homeownership and investment goals with confidence. Our team provides personalized mortgage solutions, expert guidance, and a transparent loan process tailored to each client’s unique financial situation. Whether you are a first-time homebuyer, seasoned investor, or looking to leverage your home equity, GoRascal ensures you have the right loan program, competitive rates, and ongoing support from application to closing.

We are known for

Personalized Solutions: Tailored loan programs that fit your specific needs and goals

Expert Guidance: Experienced team providing clear, actionable advice at every step

Fast and Efficient Process: Streamlined approvals and funding to save time and reduce stress

Trusted Partner: Commitment to transparency, integrity, and long-term client relationships

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

GoRascal, led by Adam Gjerulff, provides a wide range of loan programs including Conventional Loans, VA Loans, FHA Loans, Non-QM Loans, Bridge Loans, Buy Before You Sell Programs, Jumbo Loans, Investment Property Loans, HELOCs, Fix & Flip Loans, Construction Loans, DSCR Loans, and Reverse Mortgages. We serve clients in Virginia, Maryland, and Florida, providing personalized guidance to help you find the right financing solution for your needs.

Choosing the right loan depends on your financial situation, goals, and the type of property you are financing. Our team at GoRascal evaluates your income, credit, property type, and long-term objectives to recommend the most suitable loan program. We guide you through every step to ensure you make an informed decision.

Yes. We offer pre-approval for most of our loan programs, which helps you understand your budget, strengthens your offer when buying a home, and speeds up the financing process. Pre-approval involves a review of your financial documents and credit profile to determine the amount you can borrow.

GoRascal is licensed and serves clients in Virginia (VA), Maryland (MD), and Florida (FL). Our team provides personalized loan solutions across these states, whether you are purchasing a home, refinancing, or investing in property.

The timeline varies depending on the loan program and property type. Conventional and FHA loans may take a few weeks, while specialized loans like Fix & Flip, Construction, or DSCR Loans can take longer due to documentation and underwriting requirements. At GoRascal, we streamline the process, keep you informed at every step, and work efficiently to close your loan as quickly as possible.

Flexible Terms for Long-Term Affordability

VA Loans offer both fixed-rate and adjustable-rate options, allowing borrowers to choose terms that best suit their financial situation and long-term plans. We help you select the optimal loan term to balance monthly payments, total interest, and long-term financial security, ensuring your VA loan supports your goals today and in the future.